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  • Remember: Waterford Bank will never ask you to share account numbers, usernames, passwords, or one-time security codes by phone, email, or text. If you receive a suspicious message or call claiming to be from Waterford, do not respond — please contact us directly at 866-707-2871.

School's Out. Smart Money Habits Are In.
Whether they're saving lemonade stand earnings, banking a first paycheck, or managing money on their own, Waterford Bank has account options to support every stage of the journey.

Waterford Bank, N.A. | Business Loans & Banking in Ohio & Michigan

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“We believe in buying local, and that includes banking local. Our previous bank used to be that way, but it has changed slowly over the years. I’m just sorry that it took me this long to get to Waterford Bank.”

John FindlayFindlay Business Partners, LTD.

“We have been with Waterford Bank for many years and love the personal attention given to our banking needs. They provide a small-town feel, backed by a full suite of options. Our Private Banker is very friendly and looks to always help out when we need assistance. We consider him a friend.”

Robin Shermis, MDToledo Radiological Associates

“Waterford has delivered on their promise to redefine relationship banking in every transaction they’ve handled for me. I have never regretted placing my trust in their bankers.”

R. Jay RothRoth Insurance
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