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  • To learn more about Clarkston State Bank's merger into Waterford Bank, N.A., visit our Merger Center.

Consumer Loans

From personal loans and home equity lines of credit, we’ve got you covered. We work hard to make the application process as simple and quick as it can be, so you get the money you need to finance your projects and plans.

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Consumer Loans

Our consumer loans can help provide financing solutions for a variety of needs. With competitive rates, a range of repayment terms, and an experienced lending partner with you from beginning to end, we make applying for your perfect-fit loan perfectly simple.

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Home Equity Lines of Credit (HELOC)

A HELOC is a revolving line of credit secured by your home and is the most flexible type of home financing available. The credit limit is based on the amount of available equity in your home, as determined by the Bank, when payments are applied to the outstanding balance of your credit line, your available credit is replenished.

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Privacy Policy

Clarkston Customers

Clarkston Bank
Clarkston Customers

Our system merger will take place on March 9, 2020. Online Banking will be in Inquiry Mode after 5PM on March 6, 2020 through the weekend. On March 9, 2020 your new Online Banking will be available. All users (Personal and Business) except Treasury Management users should use the “Personal Banking Online Access” link to the left.

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Please be advised that you are leaving Waterford Bank, N.A.’s website. Waterford Bank, N.A. has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, security policy and information collection practices of non-Waterford Bank, N.A. websites. We encourage you to review their privacy and security policies, which may differ from those at Waterford Bank, N.A.