• FDIC Insured

    FDIC-Insured – Backed by the full faith and credit of the U.S. Government

  • Remember: Waterford Bank will never ask you to share account numbers, usernames, passwords, or one-time security codes by phone, email, or text. If you receive a suspicious message or call claiming to be from Waterford, do not respond — please contact us directly at 866-707-2871.

Consumer Loans

From personal loans and home equity lines of credit, we’ve got you covered. We work hard to make the application process as simple and quick as it can be, so you get the money you need to finance your projects and plans.

Already working with us? You can complete your personal financial statement (PFS) here, download it, and send it back to your Waterford lender.

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Consumer Loans

Our consumer loans can help provide financing solutions for a variety of needs. With competitive rates, a range of repayment terms, and an experienced lending partner with you from beginning to end, we make applying for your perfect-fit loan perfectly simple.

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Home Equity Lines of Credit (HELOC)

A HELOC is a revolving line of credit secured by your home and is the most flexible type of home financing available. The credit limit is based on the amount of available equity in your home, as determined by the Bank, when payments are applied to the outstanding balance of your credit line, your available credit is replenished.

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