• FDIC Insured

    FDIC-Insured – Backed by the full faith and credit of the U.S. Government

  • Remember: Waterford Bank will never ask you to share account numbers, usernames, passwords, or one-time security codes by phone, email, or text. If you receive a suspicious message or call claiming to be from Waterford, do not respond — please contact us directly at 866-707-2871.

Fraud Alert: Scammers May Appear as Waterford Bank
Remember, scammers may spoof ours, or another trusted vendor, phone number or email to appear legitimate. If you receive an unexpected call about fraud or other banking needs, do not share information — hang up and contact us directly using a trusted number.
Something New Is on the Horizon.
Later this year, you’ll see a refreshed website along with an updated online and mobile banking experience. Same trusted service, now with a cleaner look and a simpler, more seamless way to manage your accounts.

Waterford Bank, N.A. | Business Loans & Banking in Ohio & Michigan

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Testimonials

“Waterford was crucial to my business growth. Early on, it might have been difficult to get the kind of equipment and real estate lending from a large bank. Waterford was able to provide the  lending I needed to grow my business without jumping through a bunch of hoops.”

Jon AddisArea 419

“The difference that we’ve found at Waterford compared to other banks that we’ve worked with is the professionalism and commitment of everyone we’ve met there. They seem to truly care, and we receive the ‘white glove’ treatment. We like the fact that they are a local bank and that the service is very personable. It’s comforting to know that real people are keeping an eye out for our accounts to keep them safe and get us the best rates possible.”

Donna and Francis Glinka

“My family has been with Waterford for years now, starting as our financial partner for our company. After seeing how they treated the complexities of our business finances with unmatched customer service, it was an easy decision to transition our personal banking accounts to them as well.”

Marty Foster
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