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  • To learn more about Clarkston State Bank's merger into Waterford Bank, N.A., visit our Merger Center.

CD Ladder Calculator

Use this calculator to examine the benefits of investing in a series of certificates of deposits with different maturities, also called a CD Ladder. With a CD Ladder, you can benefit from higher interest rates for longer maturities, while achieving better liquidity, rather than investing in a single long-term CD.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Privacy Policy

Clarkston Customers

Clarkston Bank
Clarkston Customers

Our system merger will take place on March 9, 2020. Online Banking will be in Inquiry Mode after 5PM on March 6, 2020 through the weekend. On March 9, 2020 your new Online Banking will be available. All users (Personal and Business) except Treasury Management users should use the “Personal Banking Online Access” link to the left.

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Please be advised that you are leaving Waterford Bank, N.A.’s website. Waterford Bank, N.A. has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, security policy and information collection practices of non-Waterford Bank, N.A. websites. We encourage you to review their privacy and security policies, which may differ from those at Waterford Bank, N.A.