History

History Highlights

Our history is full of important milestones in Redefining Relationship Banking. Check out some here:

• Founded in 2007 by Mike Miller, Mike White, and Larry Boyer – Waterford Bank, N.A. raises one of the largest initial capital bases of any community bank in Ohio, an impressive 27.5 million.
• In 2008 Waterford reaches the $100 million mark in assets in its first 11 months of business.
• In 2010 we created our Mortgage Department and in less than five years the group became one of the top five residential operations in the region.
• As part of our growing commitment to community service, in 2014 Waterford establishes Wow (Women of Waterford) Foundation with a mission of “empowering women through education, community service, and professional enrichment.”
• In 2017, Waterford celebrates its first decade of Redefining Relationship Banking throughout our communities.
• In 2020, Waterford acquired Clarkston State Bank of Clarkston, Michigan – marking our first expansion over state lines and bringing the Bank to the $1 billion mark in assets.
• Waterford has consistently received 4-star “Excellent” and 5-star “Superior” ratings from nationally recognized bank and research firm BauerFinancial, Inc. since our inception in 2007.
• Waterford has been nationally recognized by the Independent Community Bankers of America (ICBA) for our work in promoting youth financial literacy and career development and by the Wall Street Journal for our work assisting businesses with the Small Business Administration’s Paycheck Protection Program.