We take our Private Banking personally, and it shows in the way we immerse ourselves in the best interest of our clients from the start.
Our hands-on approach from day one means that we’re not only taking the time to get to know our customers as people, but we’re actually making their goals our goals. Getting to know your unique financial needs helps our Private Bankers put together a customized financial plan for you. From handling your basic banking transactions to tailoring specialized lending solutions to meet your needs, our approach is to make a “custom fit” plan to maximize your assets.
Private Banking Services and Benefits

From basic checking and savings to money markets, certificates of deposit, we offer an array of options for saving and managing your money, backed by the services and expertise of our banking specialists.

Designed for customers who maintain higher Average Daily Balances, VIP Checking, VIP Money Markets, and VIP HELOCs come with all the perks of our traditional deposit accounts and beyond.

You know your doctor and your dentist, now be on a first name basis with the person who helps manage your banking. Your Private Banker will be an easily reached point of contact with whom you can reach by phone, email, or text.

We are at heart a community bank, which means we live and work in the same neighborhoods you do. Our locally based headquarters enables us to quickly help you respond to changing conditions with unprecedented speed.
Meet Our Private Bankers
Our Private Bankers are ready to bring their talents to your banking needs. Learn more about them and how to connect.

Christopher Macino
VP, Private Banking
NMLS# 541269
Direct: 419-720-3905
Email: chris.macino@waterfordbankna.com
Chris’ banking career spans over three decades and in that time he has built a wealth of experience handling the personal needs of corporate executives, business owners, and professionals. Outside of the Bank, he has served on the St. John’s Jesuit High School Finance Committee since 2011 and conducts financial education classes for various schools.

Laura Dosch
VP, Private Banking, Treasury Management
NMLS# 451882
Direct: 419-720-3564
Email: laura.dosch@waterfordbankna.com
With over 30 years in the banking industry, Laura provides her clients with the highest level of personalized service. She prides herself on creating a “Relationship Banking” atmosphere and getting to know her clients as individuals along with their business. Along with Laura’s professional career, she volunteers her time with many organizations and currently serves as Assistant Governor for Rotary’s District 6600.
“In any situation, it’s a better experience to do business with people you enjoy and have common ground with, and at Waterford, we feel we have that.”
“When Waterford Bank, N.A. saw, firsthand, the impact the Toledo Museum of Arts’ After School Program, they were not only inspired to generously support in monetarily, but also by rolling up their sleeves and becoming active in helping kids learn fundamental life skills. I appreciate how committed Waterford is to not only its customers, but to the future of our community.”
“My transition to Waterford was one of the best decisions I could have made for both my practice and personal accounts. The open line of communication that I have with my banker is essential to me and the top-notch service I have received from the entire team has exceeded all of my expectations.”
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