TOLEDO, Ohio and CLARKSTON, Mich., June 5, 2019 –Waterford Bancorp, Inc., Toledo, Ohio (“Waterford”), the bank holding company for Waterford Bank, and Clarkston Financial Corporation, Clarkston, Michigan (“Clarkston”), the bank holding company for Clarkston State Bank, jointly announce the signing … Continued

It’s 2019, and Americans are more burdened by student loan debt than ever. Among the Class of 2018, 69% of college students took out student loans, and they graduated with an average debt of $29,800, including both private and federal … Continued

On April 1, 2019, BauerFinancial, Inc. announced that it continued to assign its top, “Five Stars – Superior” rating to Waterford Bank, N.A. The Bank has had achieved this rating every quarter since it was first awarded in June of … Continued

The pumpkins are getting packed up, as thoughts of holiday shopping begin to fill our heads. Rather than tromping out in the cold weather, the majority of the world prefers to do their shopping from the comfort of home. In … Continued

June is National Home Ownership Month and Waterford Bank, N.A. and the Independent Community Bankers of America® (ICBA) are reminding current and prospective home owners of community bank resources that may help make financing easier and more affordable. “For many … Continued

The Independent Community Bankers of America® (ICBA) and Waterford Bank, N.A. are reminding consumers: Where you choose to bank and with whom matters. “When you bank locally, you’re reinvesting in your community, contributing to the welfare of your neighbors and … Continued

The Independent Community Bankers of America (ICBA) and Waterford Bank, N.A. are joining thousands of organizations, which are encouraging Americans to take action during America Saves Week, Feb. 26 – March 3. “Community banks are trusted financial advisors,” said ICBA … Continued

  With the 2018 tax season underway, all customers should take extra precaution when filing their return to help prevent their exposure to tax ID fraud. Fraudsters are using very clever tactics to get a hold of your personal information … Continued

As an entrepreneur or business owner you know the truth of the old saying that sometimes you have to spend money to make money. But, you also have to save money to have money! And saving more money consistently ranks … Continued

Nearly 44 million Americans are providing care to an individual suffering from illness, disability, limited mobility or age. Financial caregivers, as defined by the ABA Foundation, are nonprofessionals who help manage a loved one’s financial life. They may assist with … Continued