• To learn more about Clarkston State Bank's merger into Waterford Bank, N.A., visit our Merger Center.

Treasury Management

At Waterford Bank, our Treasury Management team understands the speed of business. We work closely with each of our clients to ensure that their challenges are met quickly and efficiently. Providing single-source access, personalized service and time-saving products, we provide each of our clients with thorough, round-the-clock banking solutions that work when they do.

Unlike many bigger banks who make clients call an 800 number for assistance on any of their questions, Waterford Bank gives our clients a single source of contact for all their Treasury Management needs, and we back it up with a staff that is always available to address needs or answer questions promptly.


We combine robust treasury solutions with industry expertise to help organizations optimize cash flows, maintain liquidity, manage risk and operate more efficiently. The services we use to do this include:

  • Account Reconciliation
  • Automated Clearing House (ACH) Origination including Same Day
  • Business Mobile Banking
  • Business Online Banking
  • Commercial Deposit Accounts
  • Corporate Debit and Credit Cards
  • Lockbox Services
  • Merchant Services
  • Positive Pay
  • Remote Deposit Capture
  • Sweep Accounts
  • Wire Transfer Services
  • Zero Balance Accounts (ZBA)

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Privacy Policy

Clarkston Customers

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Clarkston Customers

Our system merger will take place on March 9, 2020. Online Banking will be in Inquiry Mode after 5PM on March 6, 2020 through the weekend. On March 9, 2020 your new Online Banking will be available. All users (Personal and Business) except Treasury Management users should use the “Personal Banking Online Access” link to the left.

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