At Waterford Bank, our Treasury Management team understands the speed of business.

We work closely with each of our clients to ensure that their challenges are met quickly and efficiently. Providing single-source access, personalized service and time-saving products, we provide each of our clients with thorough, round-the-clock banking solutions that work when they do.
Unlike many bigger banks who make clients call an 800 number for assistance on any of their questions, Waterford Bank gives our clients a single source of contact for all their Treasury Management needs, and we back it up with a staff that is always available to address needs or answer questions promptly.
Services
We combine robust treasury solutions with industry expertise to help organizations optimize cash flows, maintain liquidity, manage risk and operate more efficiently. The services we use to do this include:
- Account Reconciliation
- Automated Clearing House (ACH) Origination including Same Day
- Business Mobile Banking
- Business Online Banking
- Commercial Deposit Accounts
- Corporate Debit and Credit Cards
- Lockbox Services
- Merchant Services
- Positive Pay
- Remote Deposit Capture
- Sweep Accounts
- Wire Transfer Services
- Zero Balance Accounts (ZBA)
“It’s not unusual for banking relationships to become transaction-based. What makes Waterford unique is their knowledge of our business and commitment to our future success. It’s always a pleasure to work with smart, creative, friendly people and that’s always been our experience with Waterford.”
” Upon completion of our new headquarters, we needed a financial partner that would help us achieve our short and long-term goals. Waterford Bank was the easy choice, as they understood the complexities of our business better than the competition and provided a financing solution that met our objectives.”
“Waterford is more than a Bank. They are our trusted partners who have shown their commitment to not only the growth of our organization, but to our communities.”
“Laura and the team at Waterford took the time to understand my unique business and personal goals. From helping me expand my practice to gaining me valuable time with my family, they’ve always made me feel like a valued neighbor and friend—not just another application on a pile.”
“When Waterford Bank, N.A. saw, firsthand, the impact the Toledo Museum of Arts’ After School Program, they were not only inspired to generously support in monetarily, but also by rolling up their sleeves and becoming active in helping kids learn fundamental life skills. I appreciate how committed Waterford is to not only its customers, but to the future of our community.”
“Waterford and I have moved beyond a business relationship and into a true friendship. It makes doing business easy and stress-free because both parties actually look for ways to help each other.”
“My transition to Waterford was one of the best decisions I could have made for both my practice and personal accounts. The open line of communication that I have with my banker is essential to me and the top-notch service I have received from the entire team has exceeded all of my expectations.”
“For over a decade we have dealt with the same people at Waterford. This consistency, coupled with their expertise and personal attention sets Waterford apart from other financial institutions.”
“I appreciate the relationship I have with Waterford Bank, since they work with me to find the best solutions for my long and short-term goals.”
“I have never had such a positive experience with any other bank. Working with Waterford was seamless and my banker was a constant point of contact for me, always keeping me informed.”
“I was so impressed with how hard Waterford worked to accomplish the mortgage goals I set forth, that I knew I would never use another bank.”
“The team at Waterford was instrumental in helping us secure financing for a project, ultimately enabling us to continue our efforts in developing our community.”
“As an entrepreneurial company that prides itself on first-rate customer service, we look for the same from our key business partners – and have found a banking partner that fits the bill perfectly in Waterford.”
“I thought switching all of our accounts was going to be a big job, but Waterford’s team made the process of changing banks almost effortless.”
“Being a growth company in a rural location, we appreciate Waterford’s knowledge and understanding of how to provide capital to an expanding business in our area. Their focus on finding the right products and services for our organization and supporting us with world-class customer service makes us glad to have Waterford Bank as a partner in our continued success.”
“Waterford Bank has provided a very high level of customer service from every member of their team. We appreciate the very personal touch that has been given to our accounts. We do not feel like just another customer; we feel like Waterford’s only customer.”
Need More Information?
Contact us to learn more about Treasury Management or connect with one of our Treasury Management Specialists today.