• FDIC Insured

    FDIC-Insured – Backed by the full faith and credit of the U.S. Government

  • Remember: Waterford Bank will never ask you to share account numbers, usernames, passwords, or one-time security codes by phone, email, or text. If you receive a suspicious message or call claiming to be from Waterford, do not respond — please contact us directly at 866-707-2871.

Annual Reports

Waterford’s business highlights, financial data, and community reinvestment can all be found within our Annual Reports. View our latest reports below or visit any of our offices to pick up your own copy of this year’s report.

As we look back, one thing is clear: progress doesn’t come from one big moment. It happens step by step — in every conversation, action, and relationship.

Explore our annual reports to see how Waterford focuses on the details that create lasting impact for our clients, then connect with us to put that drive to work for you.

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