• FDIC Insured

    FDIC-Insured – Backed by the full faith and credit of the U.S. Government

  • Remember: Waterford Bank will never ask you to share account numbers, usernames, passwords, or one-time security codes by phone, email, or text. If you receive a suspicious message or call claiming to be from Waterford, do not respond — please contact us directly at 866-707-2871.

Welcome To Waterford

Access Your Account

We thank you for your business and value the opportunity to provide you with an exceptional banking experience. Below you will find instructions on how to access your new online account once it has been approved, as well as additional resources to help with your banking needs.

Please note, account approval typically takes 1-2 business days and you will be notified by email once this is complete.

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New Customers

New to Waterford? The first thing you’ll want to do is set up your online banking, so you can access your new account. You can check out some of our additional resources below or click the enroll button now to begin setting up online banking.

Enroll In Online Banking
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Existing Customers

If you were already a customer at the bank and have opened an account online – welcome back! We’re excited to provide you the same exceptional service you’ve come to rely on with your new account. Click the button below to log into online banking and see your new account.

Log In To Online Banking

Please note, for accounts with a joint applicant, the joint applicant will need to contact us to set up their online banking login.

Useful Resources

With your new online account, you’ll have access to many services, including these.

Watch our Online Banking Video
Watch our Bill Pay Video
Watch our Mobile Banking Video
Watch our Zelle® Video

Need More Information?

Feel free to reach out to us, or sign up for our periodic newsletter to stay up to date with all the latest Waterford Bank N.A. news and alerts.

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“We believe in buying local, and that includes banking local. Our previous bank used to be that way, but it has changed slowly over the years. I’m just sorry that it took me this long to get to Waterford Bank.”

John Findlay - Findlay Business Partners, LTD.

“We have been with Waterford Bank for many years and love the personal attention given to our banking needs. They provide a small-town feel, backed by a full suite of options. Our Private Banker is very friendly and looks to always help out when we need assistance. We consider him a friend.”

Robin Shermis, MD - Toledo Radiological Associates

“In any situation, it’s a better experience to do business with people you enjoy and have common ground with, and at Waterford, we feel we have that.”

Robert Fleisher - Fleisher Family Companies
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