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Private Banking

Waterford Bank, N.A.

We take our Private Banking personally, and it shows in the way we immerse ourselves in the best interest of our clients from the start.

Our hands-on approach from day one means that we’re not only taking the time to get to know our customers as people, but we’re actually making their goals our goals. Getting to know your unique financial needs helps our Private Bankers put together a customized financial plan for you. From handling your basic banking transactions to tailoring specialized lending solutions to meet your needs, our approach is to make a “custom fit” plan to maximize your assets.

Private Banking Services and Benefits

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VIP Products

Designed for customers who maintain higher Average Daily Balances, VIP Checking, VIP Money Markets, and VIP HELOCs come with all the perks of our traditional deposit accounts and beyond.

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Know Your Banker

You know your doctor and your dentist, now be on a first name basis with the person who helps manage your banking. Your Private Banker will be an easily reached point of contact with whom you can reach by phone, email, or text.

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Local Decisions

We are at heart a community bank, which means we live and work in the same neighborhoods you do. Our locally based headquarters enables us to quickly help you respond to changing conditions with unprecedented speed.

Meet Our Private Bankers

Our Private Bankers are ready to bring their talents to your banking needs. Learn more about them and how to connect.

Private Banker, Sam Sayed

Sam Sayed
VP, Private Banking
NMLS# 473465
Direct: 419-720-3906
Email: sam.sayed@waterfordbankna.com

Sam has been proud to work with Northwest Ohio’s physicians, attorneys, and business owners in his 25+ year career in Banking and Investments. Outside of the Bank, he has served the Boards for the Ability Center of Greater Toledo and Bittersweet Farms. Living and working in the same communities his customers do, he is eager to put his industry experience and knowledge of our local markets to work for you.

Private Banker, Chris Macino

Christopher Macino
VP, Private Banking
NMLS# 541269
Direct: 419-720-3905
Email: chris.macino@waterfordbankna.com

Chris’ banking career spans over three decades and in that time he has built a wealth of experience handling the personal needs of corporate executives, business owners, and professionals. Outside of the Bank, he has served on the St. John’s Jesuit High School Finance Committee since 2011 and conducts financial education classes for various schools.

Private Banker, Laura Dosch

Laura Dosch
VP, Private Banking, Treasury Management
NMLS# 451882
Direct: 419-720-3564
Email: laura.dosch@waterfordbankna.com

With over 30 years in the banking industry, Laura provides her clients with the highest level of personalized service. She prides herself on creating a “Relationship Banking” atmosphere and getting to know her clients as individuals along with their business. Along with Laura’s professional career, she volunteers her time with many organizations and currently serves as Assistant Governor for Rotary’s District 6600.

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