As your business grows, your needs will change. We’re ready to meet those needs along the way with real estate mortgages, commercial loans, lines of credit and other forms of capital. If you like, we can even issue business credit cards to your employees, all in an effort to help you meet those every day needs.
Already working with us? You can complete your personal financial statement (PFS) here, download it, and send it back to your Waterford lender.

Commercial Loans and Lines of Credit
Our Commercial and Industrial Lending team helps fund the operations of a wide array of industries by providing credit facilities that finance their working capital needs, equipment and machinery acquisitions and beyond.
Working alongside our clients, we develop a thorough understanding of each company’s cash flow needs and asset conversion cycles, enabling us to provide tailored solutions that can save time and money and improve their overall financial performance. From start to finish, our team works diligently to make the loan process painless for each of our clients.

Commercial Real Estate Mortgages and Construction Loans
We understand that the best way to finance commercial real estate is the way that meets the customer’s goals. Our Commercial Real Estate Lending team navigates the financing marketplace with the distinct needs of each client and each situation firmly in focus.
With this personalized approach in mind, we continue to enhance our product line to provide creative financing solutions to our commercial real estate relationships. Our partnership with permanent funding sources allows us to offer options to real estate investors from more than 40 Life Insurance Companies, Pension Funds and CMBS lenders, in addition to Freddie Mac, Fannie Mae and FHA loan programs. With these innovative products and resources available, the Bank can obtain several mortgage solutions from a variety of different funding sources to provide the best solution for each and every client.

Commercial Credit Cards
Get easy access to cash flow, right from your wallet, while building your business’ credit. On top of these benefits, you can enjoy easy credit card management with our SecurLOCK Equip Mobile App.
“Waterford was instrumental in providing us with a LOC/term debt facility that allowed us to consolidate our operations and to continue to grow our core services to our client base. Additionally, our bankers provided us with assistance in connection with expanding our referral network in the middle market space and to develop new relationships with community leaders.”
“Waterford was crucial to my business growth. Early on, it might have been difficult to get the kind of equipment and real estate lending from a large bank. Waterford was able to provide the lending I needed to grow my business without jumping through a bunch of hoops.”
“What makes Waterford unique is their knowledge of our business and commitment to our future success. It’s always a pleasure to work with smart, creative, friendly people and that’s always been our experience with Waterford.”
Need More Information?
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