treasury team meeting

Treasury Management Services


Accelerating the collection of receivables to your Waterford Bank account and controlling the disbursement of your payables will help you better manage your cash flow. And to preserve cash assets, we’ll help with liquidity management and fraud protection. That’s a given. Beyond that, we’ll offer you a comprehensive solution to meet your business objectives.

But first, we need to understand your specific situation and needs. That’s why, initially, we’ll be asking more questions than giving answers. Once we thoroughly understand your unique position, we’ll recommend customized cash flow solutions along with an implementation plan to swiftly institute those solutions.

A member of our Treasury Management team will be your single point of contact from day one and throughout. In keeping with redefining relationship banking, we’ve redefined that person’s role as well, from consultant to partner. Not only because we’ll help you fulfill your business goals, but also because we measure our success upon yours.

Services Include

Receivables Management

  • Automated clearing house (ACH) origination
  • Wholesale lockbox processing
  • Retail lockbox processing
  • Merchant services
  • Remote deposit capture

Payables Management

  • Automated clearing house (ACH) origination
  • Wire transfer origination
  • Online bill pay
  • Commercial card
  • Business debit card

Account/Fund Management

  • Zero balance accounts (ZBA)
  • Sweep accounts

Information Reporting

  • Business online banking portal
  • Account reconciliation services
  • Customized reporting

Liquidity Management

  • Checking accounts
  • Money market savings
  • Certificates of deposit
  • Certificate of Deposit Account Registry Service (CDARS)
  • Insured Cash Sweep (ICS)

Fraud Protection

  • Automated clearing house (ACH) positive pay
  • Check positive pay