Waterford Bank, N.A. Mobile Deposit

App. Snap. Deposit.
Save time and travel by making deposits from the convenience of your mobile device.

Our Mobile Deposit service is easy to use, secure, and convenient.

  • Deposit checks into your desired personal account using your favorite Android or Apple® Mobile Device.
  • Accessible through your existing Waterford Bank Mobile App after enrollment process complete.
  • Real-time validation will automatically take your check’s picture for you when optimal conditions are met.
  • Monitor the status of your mobile deposits from the same menu.
  • Save time and travel expenses with fewer trips to the Bank.

A check being deposited with the Mobile Deposit App.

You’ll need three things before you get started:

  • An eligible Waterford Bank, N.A. account – Mobile Deposit can be used with an eligible Waterford Bank checking or savings account and enrollment in Waterford’s Internet/Online Banking.
  • Your mobile device – Mobile Deposit is supported by most Android and Apple® Devices.
  • The Waterford Bank Mobile App – Mobile Deposit is available in the Waterford Bank Mobile App. If you’re new to Mobile Banking you can enroll here first. After you enroll online,
    visit the app store for your mobile device and search for WFB Banking Toledo to download the App to your device.

With these items in place, you’re now ready to get Mobile Deposit!


Enrollment is simple:

To be eligible for Mobile Deposit the following criteria must be met:

  • User must be an established customer for 90 days
  • User must have not been NSF for the past 90 days on the account

Once you have met criteria and set up your Online Banking and Mobile Banking accounts, you can enroll into Mobile Deposit by completing the following:

Still have Questions?

Review our Mobile Deposit FAQ, Mobile Deposit Capture Photo Instructions, or watch our video tutorial below.