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  • To learn more about Clarkston State Bank's merger into Waterford Bank, N.A., visit our Merger Center.

Loans

As your business grows, your needs will change. We’re ready to meet those needs along the way with real estate mortgages, construction loans, lines of credit and other forms of capital. If you like, we can even issue business credit cards to your employees, all in an effort to help you meet those every day needs.

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Commercial Loans and Lines of Credit

Our Commercial and Industrial Lending team helps fund the operations of a wide array of industries by providing credit facilities that finance their working capital needs, equipment and machinery acquisitions and beyond.

Working alongside our clients, we develop a thorough understanding of each company’s cash flow needs and asset conversion cycles, enabling us to provide tailored solutions that can save time and money and improve their overall financial performance. From start to finish, our team works diligently to make the loan process painless for each of our clients.

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Commercial Real Estate Mortgages and Construction Loans

We understand that the best way to finance commercial real estate is the way that meets the customer’s goals. Our Commercial Real Estate Lending team navigates the financing marketplace with the distinct needs of each client and each situation firmly in focus.

With this personalized approach in mind, we continue to enhance our product line to provide creative financing solutions to our commercial real estate relationships. Our partnership with permanent funding sources allows us to offer options to real estate investors from more than 40 Life Insurance Companies, Pension Funds and CMBS lenders, in addition to Freddie Mac, Fannie Mae and FHA loan programs. With these innovative products and resources available, the Bank can obtain several mortgage solutions from a variety of different funding sources to provide the best solution for each and every client.

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Commercial Credit Cards

Get easy access to cash flow, right from your wallet, while building your business’ credit. On top of these benefits, you can enjoy easy credit card management with our SecurLOCK Equip Mobile App.

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Privacy Policy

Clarkston Customers

Clarkston Bank
Clarkston Customers

Our system merger will take place on March 9, 2020. Online Banking will be in Inquiry Mode after 5PM on March 6, 2020 through the weekend. On March 9, 2020 your new Online Banking will be available. All users (Personal and Business) except Treasury Management users should use the “Personal Banking Online Access” link to the left.

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Please be advised that you are leaving Waterford Bank, N.A.’s website. Waterford Bank, N.A. has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, security policy and information collection practices of non-Waterford Bank, N.A. websites. We encourage you to review their privacy and security policies, which may differ from those at Waterford Bank, N.A.