Toledo lobby


Deposit Services

Running a business keeps you busy. That’s why we’ve set up multiple deposit options to make banking as convenient as it can be for you, including online, remote capture, courier and bank by mail.

  • Business checking and savings accounts
  • Certificates of deposit
  • Business online banking
  • Business online bill pay
  • Remote deposit capture services
  • Courier
  • Bank by mail

Treasury Management Services

Waterford offers you cash flow solutions and so much more. Our robust list of services comes to you by way of our seasoned Treasury Management team, whose members will partner with you to preserve and manage cash flow.

  • Automated clearing house (ACH)
  • Sweep accounts
  • Positive pay
  • Wire transfer services
  • Wholesale lockbox services
  • Zero balance accounts (ZBA)
  • Merchant services
  • Account reconciliation services
  • Remote deposit capture service

Commercial Services

As a business grows its needs change. We’re ready to meet those needs along the way with real estate mortgages, construction loans, lines of credit and other forms of capital. We’ll also issue business credit cards to your employees if you’d like, to help meet your everyday needs.

  • Commercial lines of credit
  • Commercial term loans
  • Commercial real estate mortgages and construction loans
  • Overdraft protection
  • Visa credit card