• To learn more about Clarkston State Bank's merger into Waterford Bank, N.A., visit our Merger Center.

Merger Center

New Name. Same Great Service.

On January 1, 2020, Clarkston State Bank merged into Waterford Bank, N.A. – resulting in a more robust banking platform for our customers. On behalf of the Board of Directors and all of us at Waterford Bank, N.A., we welcome the Clarkston State Bank community to the Waterford Bank, N.A. family.

Important Resources

Merger Announcement

Check out the press release announcing the Merger.


Clarkston Welcome Guide

For our Clarkston State Bank customers, read our comprehensive transition guide.


Community Outreach

At Waterford, we’re thankful for the opportunity to work in a variety of unique communities. When it comes to giving time, talent, and even charitable giving – we’re eager to go to work to help positively impact our communities. After all we’re interested in providing more than just a great financial experience to the community, we’re investing in the well-being of our neighbors throughout the communities we serve.

Here is what we accomplished in 2019:


in charitable giving


volunteer hours

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Privacy Policy

Clarkston Customers

Clarkston Bank
Clarkston Customers

Our system merger will take place on March 9, 2020. Online Banking will be in Inquiry Mode after 5PM on March 6, 2020 through the weekend. On March 9, 2020 your new Online Banking will be available. All users (Personal and Business) except Treasury Management users should use the “Personal Banking Online Access” link to the left.

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Please be advised that you are leaving Waterford Bank, N.A.’s website. Waterford Bank, N.A. has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, security policy and information collection practices of non-Waterford Bank, N.A. websites. We encourage you to review their privacy and security policies, which may differ from those at Waterford Bank, N.A.