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All funds in an "noninterest-bearing transaction account" are insured in full by the Federal Deposit
Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited
coverage is in addition to, and separate from, the coverage of at least $250,000 available to depoistors under
the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit
account on which the insured depository institution pays no interest. It does not include other
accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market
deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs").
For more information about temporary FDIC insurance coverage of transaction accounts, visit
www.fdic.gov.
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