Letter from the Chairman and CEO

We want to welcome you to Waterford Bank, N.A. and invite you to become a part of an innovative banking experience.  Our team of experienced professionals will be happy to help you with all of your business and personal banking needs.   We promise to give you the personal attention you deserve.
 
Our  Mission
The mission of Waterford Bank, N.A. is to be the preeminent financial institution in our market area by delivering high quality customer service.

Our Business.
Waterford Bank, N.A. was established to serve the financial needs of our community, its businesses, and its citizens.  No line of financial services is beyond our charter as long as we are serving such financial needs.

Our Customers
Waterford Bank, N.A.'s most important asset is its customers.  We take pride in the personal attention we give to each customer.  Our products are designed, our hours are set, and our employees are hired to meet the needs of customers.

Our Employees
Equally important, Waterford Bank, N.A.’s employees are motivated, dedicated and responsible banking professionals.  We are a responsible employer concerned about the well-being of our employees.

Our Stockholders
Waterford Bank, N.A. is in business to make a profit for its stockholders.  We want to maximize our sustainable earnings.  That is, we want to maximize the earnings of the bank over the long term.  To do this we must operate the bank as efficiently as we possibly can.

Our Community
Waterford Bank, N.A. strives to be a responsible member of our community.  The bank takes its citizenship duties seriously.  We will not knowingly take actions that are adverse to the best interest of our community, its businesses, or its families.  We will not make profits at the expense of our civic responsibilities.

We welcome the opportunity to assist you in your banking needs.  Please feel free to contact us or stop in to meet with one of our banking professionals to begin your Waterford Bank, N.A. experience today.